Home Loans

The Right Loan Is Waiting For You.

You're excited to buy, build, or renovate your home, and we work hard to make sure that excitement doesn’t waiver throughout the loan process. We've got our processes down pat so that we can provide a seamless, stress-free experience.
Family Preapproved
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Fast Closings
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Easy Process
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Questions Answered
Our Process

Your Expectations, Delivered.

Step 01: Connection
Starting with an in-depth conversation allows us to get a better understanding of your specific needs. By making this connection we’ll be able to tailor your experience so that it’s just right for you.
Home Loans
Step 02: Application
Through the application we’re able to learn even more about your specific circumstances; that will help us to keep things moving with your loan process. We’ll even be able to give you a better idea of what you’re able to spend on your new home.
Homeside Financial app
Step 03: Documentation
We’ll need your help on this part. Certain documents are critical to have in order to keep your home loan moving. Please provide these as quickly as possible when the request comes through to avoid delays. If you’re unsure about a request, your Loan Officer comes in handy and can help guide you through.
"This was the smoothest lending process that I've ever had."
Inspection & Appraisal
Step 04: Inspection & Appraisal
These are key components of buying a home, as well as financing one. We’ll work hard to get these items scheduled and rolling as soon as possible.
Step 05: Processing
Your Homeside Processor is part of your team that will get you to closing on time. They’ll work closely with you and your loan officer to ensure everything needed for approval has been collected.
Older couple
Step 06: Underwriting
Next comes the Underwriter! They’ll conduct a super thorough review of your loan and request conditions. Your Loan Officer will work with you to get these items resolved and keep the file moving along.
"The underwriting team was so easy to work with. They handled everything."
Step 07: Closing
Each step before this is taken so that you’re completely prepared for your closing. We’ll work with the Closing Attorney to let you know the exact amount you can expect to bring, as well as where to go and when. Once all of the paperwork is signed, you’ll walk away from the closing table a happy homeowner.
The Best Product Options.

Let's Find The Right
Loan For You.

Well-Qualified Homeowner Loan

Conventional Loan

Great for well-qualified individuals, with lower rates and less hoops.
First-Time Homebuyer Loan

FHA Loan

Lower down payment and lower barriers—perfect for first-time buyers.
US Military Homebuyer Loan

VA Loan

Lower down payment and lower interest rates for US Military Veterans.
High-Earner Home Loan

Jumbo Loan

Special financing for higher value properties with limits set by location.
Rural Homeowner Loan


Zero down, lower rates and lower credit requirements. Made for rural properties.
Credit Card Payoff Loan

Cash-Out Refinance

Up to 95% loan-to-value ratio made for paying off high-interest debt.
Home Reno Refi


High-LTV loan combo great for using home equity to make improvements.
Frequent Financer Loan

5/5 ARM

30-year, adjustable-rate loan with a fixed rate for the first 5 years.
Lower-Down Jumbo

95% LTV Combo

Combo loan with high loan-to-value ratio for lowering jumbo down payment.
Construction to Perm Loans
Construction and Renovation

Build And Finance With Just One Loan

No separate financing needed. With the streamlined, one-close construction loan from Homeside, you’ll save big on money and time—with less costs and less hassle.
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Tech-powered Mortgage Origination. Lightning fast.

Easier Process. All For You.

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